Personal Finance

Free personal finance calculators for Canadians

The numbers behind the big decisions: compare renting vs buying, plan for retirement, and more.

No.ToolsStatus
  1. 01Rent vs BuyCompare the long-run net worth of renting versus owning a home.
  2. 02When Can I Retire?A quick reality check on the earliest age you could retire, based on your savings and target income.
  3. 03Lifetime AllocationA research model of how stock allocation could change over a lifetime. For nerds.
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  4. 04ACB CalculatorCompute the adjusted cost basis of your non-registered holdings from a Wealthsimple activity export.
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  5. 05Where to Invest: TFSA, RRSP or Non-Reg?Explore a tax-aware split across TFSA, RRSP, and non-registered accounts.
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  6. 06Safe Withdrawal RatesHow much you can withdraw each year, by stock/bond mix and retirement length, from your own market assumptions.
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  7. 07Expected Stock ReturnsEstimate a long-run return for a global stock portfolio from yields, growth, valuations and history.
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